.et-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 100%);padding:calc(var(--topbar-h) + var(--nav-h) + 3rem) clamp(1rem,5vw,3rem) 3rem;text-align:center}.et-hero-inner{max-width:720px;margin:0 auto}.et-hero-tag{display:inline-flex;align-items:center;gap:.45rem;background:#c9a22726;color:var(--gold);border:1px solid rgba(201,162,39,.3);font-size:.78rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .9rem;border-radius:20px;margin-bottom:1rem}.et-hero-title{font-family:var(--font-display);font-size:clamp(2rem,5vw,3rem);font-weight:700;color:var(--white);line-height:1.15;margin-bottom:1.25rem}.et-breadcrumb{display:flex;align-items:center;justify-content:center;gap:.5rem;font-size:.83rem;color:#ffffff80}.et-breadcrumb a{color:#ffffffa6;transition:color var(--dur) var(--ease)}.et-breadcrumb a:hover,.et-breadcrumb .current{color:var(--gold)}.et-rule{height:4px;background:linear-gradient(90deg,var(--navy) 0%,var(--gold) 50%,var(--navy) 100%)}.et-section{padding:4rem clamp(1rem,5vw,3rem);background:var(--off-white);min-height:40vh}.et-container{max-width:960px;margin:0 auto}.et-section-title{font-family:var(--font-display);font-size:1.5rem;font-weight:700;color:var(--navy);margin-bottom:2.5rem;display:flex;align-items:center;gap:.65rem}.et-section-title:after{content:"";flex:1;height:2px;background:linear-gradient(90deg,var(--gold) 0%,transparent 100%)}.et-empty{text-align:center;color:var(--gray-400);font-size:1rem;padding:3rem 0}.et-accordion{display:flex;flex-direction:column;gap:.75rem}.et-item{border:1px solid #e2e8f0;border-radius:10px;background:#fff;overflow:hidden;transition:box-shadow .2s var(--ease)}.et-item:hover{box-shadow:0 4px 16px color-mix(in srgb,var(--navy) 8%,transparent)}.et-item-header{display:flex;align-items:center;gap:1rem;padding:1.1rem 1.5rem;cursor:pointer;-webkit-user-select:none;user-select:none;background:#fff;border:none;width:100%;text-align:left;transition:background .15s}.et-item-header:hover{background:#f8fafc}.et-item-icon{width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:.9rem;flex-shrink:0;transition:background .2s}.et-item.open .et-item-icon{background:var(--gold);color:var(--navy)}.et-item-title{font-family:var(--font-display);font-size:1rem;font-weight:700;color:var(--navy);letter-spacing:.03em;flex:1}.et-item-chevron{color:#94a3b8;font-size:.8rem;transition:transform .25s var(--ease)}.et-item.open .et-item-chevron{transform:rotate(180deg);color:var(--gold)}.et-item-body{display:none;padding:0 1.5rem 1.5rem}.et-item.open .et-item-body{display:block}.et-stat-img{width:100%;height:auto;display:block;border-radius:6px;border:1px solid #e2e8f0}.et-no-img{text-align:center;color:var(--gray-400);font-size:.9rem;padding:2rem 0;border:2px dashed #e2e8f0;border-radius:8px}